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Credit Collections Representative Salary in the United States
How much does a Credit Collections Representative make in the United States?
$62,907 (USD)/year
Average Bonus
$1,447 (USD)
per Year
Total Compensation
$63,606.86
Entry Level
$46,014
Median
$62,160
Senior Level
$70,347
As of July, 23, 2026, the average credit collections representative gross salary in United States is $62,907 or an equivalent hourly rate of $30. In addition, credit collections representatives earn an average bonus of $1,447. An entry level credit collections representative with 1-3 years of experience earns an average salary of $46,014. At the higher end of the pay range, a senior level credit collections representative with 8+ years of experience earns an average salary of $70,347. Salary estimates are based on salary survey data collected directly from employers in United States.
Data powered by ERI
Salary Potential for a Credit Collections Representative
Explore the estimated salary growth for a Credit Collections Representative in the United States for up to 5 years. The estimated salary of a Credit Collections Representative will be $64,530 in 1 year and $71,453 in 5 years.
View Salary by Year
Estimated Salary
$66,195
Average Growth
5.2 %
The estimated salary for a Credit Collections Representative in 2 years is $66,195, which is 5.2 % average growth. This information is based on ERI's compensation database.
Typical Credit Collections Representative Education
This chart displays the highest level of education for Credit Collections Representatives.
- 0% of Credit Collections Representatives have less than a High School Diploma
- 0% of Credit Collections Representatives have a High School Diploma
- 50% of Credit Collections Representatives have an Associate's Degree
- 50% of Credit Collections Representatives have a Bachelor's Degree
- 0% of Credit Collections Representatives have a Master's Degree
- 0% of Credit Collections Representatives have a Doctorate Degree
Popular Skills for a Credit Collections Representative
Conveys information
100%
Examines credit
100%
Examines records
100%
Notifies customer
100%
Verifies credit
100%
These are the most popular skills for Credit Collections Representatives. About 100% of Credit Collections Representatives have a skill in Conveys information. The top 3 most popular skills for Credit Collections Representatives are conveys information, examines credit, and examines records.
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Credit Collections Representative Salaries in Other Locations
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Frequently Asked Questions
What does a Credit Collections Representative do?
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
How much does a Credit Collections Representative make in the United States?
The average salary for a Credit Collections Representative is $62,907 per year or $30.24 per hour in the United States. Top earners have reported making up to $70,347. However, the typical pay range in the United States is between $46,014 and $70,347 annually.
What is the salary trajectory for a Credit Collections Representative?
Credit Collections Representative is projected to see a 13.6 % salary change in 5 years.
How can you increase your salary?
Increasing your salary often starts with understanding your value in today’s job market. You can increase your earning potential by building your skills, advancing your education, moving into a new role or industry, switching companies, or negotiating pay.
How can you negotiate a salary offer?
Negotiating a salary offer involves preparation and finding our your market value. Use our salary calculator to find out how much you should be paid based on what someone in your area, with similar experience, earns. Use this personalized report to help negotiate a higher salary offer or find your dream career.
What are some factors that impact Credit Collections Representative salaries?
Several factors can impact your salary, including experience, company size, job market, location, industry, and more. Understanding how these factors affect your role can help you spot pay gaps and provide opportunities for a competitive salary.
About Our Data
This page is an excerpt of the much more complete compensation information available in ERI's Assessor Series.
ERI compiles the most robust and accurate salary, cost-of-living, and executive compensation survey database available. Data are analyzed using AI and traditional statistics, depending on which approach is best for a particular application. ERI collects salary survey data from five different sources, which you can learn about here.
Verified Sources
Data sourced from internal salary surveys, purchased surveys, public sources, HRIS data, and proprietary databases.
Real-Time Data
Our salary database is updated and verified approximately every six weeks.
Quality Assurance
Along with our data scientists, we have included AI in our rigorous process to analyze and provide the highest quality data.
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