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The cost of living in Fort Smith, Arkansas is 23% less than the average cost of living in the United States. Cost of living is calculated based on accumulating the cost of food, transportation, health services, rent, utilities, taxes, and miscellaneous.

Fort Smith is the third-most populous city in Arkansas, United States, and one of the two county seats of Sebastian County. As of the 2020 census, the population was 89,142. It is the principal city of the Fort Smith, Arkansas–Oklahoma Metropolitan Statistical Area, a region of 298,592 residents that encompasses the Arkansas counties of Crawford, Franklin, and Sebastian, and the Oklahoma counties of LeFlore and Sequoyah. Fort Smith lies on the Arkansas–Oklahoma state border, situated in the Arka