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Health Insurance Specialist Salary in Paducah, KY

How much does a Health Insurance Specialist make in Paducah, KY?

$73,706 (USD)/year

Average Bonus

$11,896 (USD)

per Year
Total Compensation

$84,195.15

As of July, 23, 2026, the average health insurance specialist gross salary in Paducah, Kentucky is $73,706 or an equivalent hourly rate of $35. In addition, health insurance specialists earn an average bonus of $11,896. An entry level health insurance specialist with 1-3 years of experience earns an average salary of $41,915. At the higher end of the pay range, a senior level health insurance specialist with 8+ years of experience earns an average salary of $82,738. Salary estimates are based on salary survey data collected directly from employers in Paducah, Kentucky.
Data powered by ERI

Salary Potential for a Health Insurance Specialist

Explore the estimated salary growth for a Health Insurance Specialist in Paducah, KY for up to 5 years. The estimated salary of a Health Insurance Specialist will be $75,615 in 1 year and $83,760 in 5 years.
View Salary by Year
Estimated Salary
$77,574
Average Growth
5.2 %
The estimated salary for a Health Insurance Specialist in 2 years is $77,574, which is 5.2 % average growth. This information is based on ERI's compensation database.

Typical Health Insurance Specialist Education

This chart displays the highest level of education for Health Insurance Specialists.

  • 0% of Health Insurance Specialists have less than a High School Diploma
  • 10% of Health Insurance Specialists have a High School Diploma
  • 20% of Health Insurance Specialists have an Associate's Degree
  • 40% of Health Insurance Specialists have a Bachelor's Degree
  • 20% of Health Insurance Specialists have a Master's Degree
  • 10% of Health Insurance Specialists have a Doctorate Degree

The typical field of study for a Health Insurance Specialist is Business and Personal/Financial Services Marketing Operations.

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Popular Skills for a Health Insurance Specialist

Analyzes organization's financial status
100%
Describes policies
100%
Describes property
50%
Explains features
50%
Sells insurance
50%
Supervises binding
50%

These are the most popular skills for Health Insurance Specialists. About 100% of Health Insurance Specialists have a skill in Analyzes organization's financial status. The top 3 most popular skills for Health Insurance Specialists are analyzes organization's financial status, describes policies, and describes property.

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Where can a Health Insurance Specialist earn more?

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Health Insurance Specialist Salaries in Other Locations

Salaries for Similar Job Titles in Paducah, KY

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Cost of Living in Paducah, KY

The cost of living in Paducah, KY is 11% lower than the national average.
Cost of living trend lower
11% lower
than the national average
Whether you're planning to move or just want to see the cost of living in different locations, our cost-of-living calculator is the place to start. Compare salaries for other locations by city, U.S. ZIP code, state, or country.
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Frequently Asked Questions

What does a Health Insurance Specialist do?
Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.
How much does a Health Insurance Specialist make in Paducah, KY?
The average salary for a Health Insurance Specialist is $73,706 per year or $35.44 per hour in Paducah, KY. Top earners have reported making up to $82,738. However, the typical pay range in Paducah, KY is between $41,915 and $82,738 annually.
What is the salary trajectory for a Health Insurance Specialist?
Health Insurance Specialist is projected to see a 13.6 % salary change in 5 years.
How can you increase your salary?
Increasing your salary often starts with understanding your value in today’s job market. You can increase your earning potential by building your skills, advancing your education, moving into a new role or industry, switching companies, or negotiating pay.
How can you negotiate a salary offer? 
Negotiating a salary offer involves preparation and finding our your market value. Use our salary calculator to find out how much you should be paid based on what someone in your area, with similar experience, earns. Use this personalized report to help negotiate a higher salary offer or find your dream career. 
What are some factors that impact Health Insurance Specialist salaries? 
Several factors can impact your salary, including experience, company size, job market, location, industry, and more. Understanding how these factors affect your role can help you spot pay gaps and provide opportunities for a competitive salary.

About Our Data

This page is an excerpt of the much more complete compensation information available in ERI's Assessor Series.

ERI compiles the most robust and accurate salary, cost-of-living, and executive compensation survey database available. Data are analyzed using AI and traditional statistics, depending on which approach is best for a particular application. ERI collects salary survey data from five different sources, which you can learn about here.

Verified Sources
Data sourced from internal salary surveys, purchased surveys, public sources, HRIS data, and proprietary databases.
Real-Time Data
Our salary database is updated and verified approximately every six weeks.
Quality Assurance
Along with our data scientists, we have included AI in our rigorous process to analyze and provide the highest quality data.

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