Banking Credit Analyst Salary in San Antonio, Texas

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Average Salary for Banking Credit Analyst in San Antonio, Texas

The average salary of a(n) Banking Credit Analyst in San Antonio, Texas is $55,247.

The average hourly rate of a(n) Banking Credit Analyst in San Antonio, Texas is $26.56.

The average bonus of a(n) Banking Credit Analyst in San Antonio, Texas is $1,884.00.

Job Description:

Assesses credit information to determine risk involved in lending money to customers, and prepares report of findings. Composes loan applications, including results of credit analysis and summary of loan request to loan committee for decision. Picks required information, including company financial statements and balance sheet, and records data on spreadsheet. Performs industry research and ratios. Enters codes for computer program to generate ratios for use in evaluating commercial customer's financial status. Compares items, such as liquidity, profitability, credit history, and cash, with other companies of same industry, size, and geographic location. Analyzes such factors as income growth, quality of management, market share, potential risks of industry, and collateral appraisal. Describes credit risk and amount of loan profit. Prepares credit and cash flow analysis. Maintains loan and credit data. May visit company to collect information as part of analysis. Less

Assesses credit information to determine risk involved in lending money to customers, and prepares report of findings. Composes loan applications, including results of credit analysis and summary of loan request to loan committee for decision. Picks required information, including company... More

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