Credit Representative Bank: Processes applications of... [+] More
Credit Representative Bank: Processes applications of individuals applying for loans and credit. Gets information needed to determine creditworthiness and reviews credit history of applicants for loans, credit cards, or other forms of credit. Checks credit and personal references, contacting credit bureaus, employers, and personal references. Ascertains credit limit, considering such factors as applicant's assets, credit experience, and personal references, based on predetermined standards.
Notifies customer of acceptance or rejection of application. May interview applicants to obtain personal and financial data. May keep record or file of credit transactions, deposits, and payments, and sends letters or confers with customers having delinquent accounts to make payment. May send letters and brochures to solicit business from prospective customers. May adjust incorrect credit charges and grant extensions of credit on overdue accounts. May accept payment on accounts. May keep record of applications for loans and credit. May compute interest and payments. May provide customer credit information or rating on request to retail stores, credit agencies, or banks. May check value of customer's collateral, such as securities, held as security for loan. May advise customer about loan or credit information. May assist customer in filling out loan or credit application. (Source: eDOT Job Description) [-] Less
Cost of Living Data
A renter's cost of living for someone making $48,083 in Texas City, Texas is 96.3% of the US National Average. For more information, or to compare cost of living data between two cities, click here.
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