Life Insurance Agent: Sells life insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of policies offered,... [+] More
Life Insurance Agent: Sells life insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of policies offered, recommending amount and type of coverage based on analysis of prospect's circumstances, and utilizing persuasive sales techniques. Requires license to sell life insurance.
Describes life insurance policies and emphasizes the best applications and saleable features. Answers all questions concerning products, with appropriate referrals where required. Calculates and quotes premium rates for recommended policies. Analyzes and determines customers’ needs and recommends appropriate life insurance policies to meet those needs. Prepares forms or agreements, closes transactions, and secures sales. Establishes professional customer relationships with appropriate customer personnel. Submits time and expense reports to management. Analyzes and interprets records of present and past sales, trends and costs, estimated and realized revenue, administrative commitments, and obligations incurred for management. Keeps informed of new products and product changes that might affect product sales. Keeps informed of company contract procedures and product prices. May work with appropriate internal departments to obtain support and assistance in meeting customers' needs. May offer clients advice on minimizing risk and comprehensive financial planning services, including retirement planning, estate planning, and assistance in setting up pension plans for businesses. May also be licensed to sell mutual funds, annuities, and other securities. (Source: eDOT Job Description) [-] Less
Cost of Living Data
A renter's cost of living for someone making $44,824 in Richmond, Texas is 96.6% of the US National Average. For more information, or to compare cost of living data between two cities, click here.
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