Asks customers questions to obtain information. Explains available financial services, such as savings and checking accounts, Individual Retirement Account, Certificates of Deposit, savings bonds, and securities. Opens accounts, explains and processes investments and other financial services, assesses account problems, resolves... [+] More

Asks customers questions to obtain information. Explains available financial services, such as savings and checking accounts, Individual Retirement Account, Certificates of Deposit, savings bonds, and securities. Opens accounts, explains and processes investments and other financial services, assesses account problems, resolves complaints, and corrects records. Rents safe deposit boxes.

Answers customers' questions and investigates and corrects errors, following customer and establishment records. Presents funds received from customer to teller deposit, and obtains receipt for customer. May help customer complete loan application. May type account information obtained from customer on record card or form and enter it into computer. May obtain credit records from credit reporting agency. May admit customers to safe deposit vault. May execute wire transfers of funds. [-] Less

Directs and coordinates, through subordinate managerial personnel, activities of retail consumer products and services division. Oversees new accounts, branch operations, customer service, marketing, personal banking, private banking, and tellers. Acts under authority and responsibility delegated by corporate executive officer. NOTE

ERI's... [+] More

Directs and coordinates, through subordinate managerial personnel, activities of retail consumer products and services division. Oversees new accounts, branch operations, customer service, marketing, personal banking, private banking, and tellers. Acts under authority and responsibility delegated by corporate executive officer. NOTE

ERI's findings based on asset size.

Oversees activities of assigned programs, determines methods and procedures for carrying out program, and assists in interpreting policies and practices. Directs or conducts management studies, prepares workload and budget estimates for specified or assigned operations, analyzes operational reports, and submits activity reports. Develops and recommends plans for expansion of programs, operations, and financial activities. May solicit new business or participate in community or service organizations. May authorize loans of specified types and amounts when permitted by institution regulations. [-] Less

Manages staff and oversees the allocation and investment of cash/funds to optimize rate of return and compliance with governing regulations. Directs purchasing of government bonds or other acceptable securities, sale or redemption of bonds and securities on due date, substitution... [+] More

Manages staff and oversees the allocation and investment of cash/funds to optimize rate of return and compliance with governing regulations. Directs purchasing of government bonds or other acceptable securities, sale or redemption of bonds and securities on due date, substitution of purchased bonds and securities for those sold or redeemed, and regulation of funds to branch offices, correspondent banks, and reserve banks to ensure funds are kept at prescribed levels and in accordance with deposit agreements. NOTE

ERI's findings based on asset size.

Sets up deposit agreements with correspondent banks or designated reserve bank, and directs placement of funds to fulfill agreements. Reviews consolidated financial statements to determine reserve position, and adjusts reserves in order to obtain specified ratio of reserves to liabilities. Prepares reports for management on status of legal reserves and reserve position. May manage placement of collateral funds in safekeeping accounts of correspondent banks or banks designated as reserve banks to adjust and provide for institution's reserve position following prescribed requirements of regulatory bodies. May manage cashier activities. [-] Less

Manages and coordinates activities of workers, in an assistant role to the Branch Manager, engaged in providing financial services to customers, and assists in cash management activities. Reviews documents prepared by subordinates, such as savings bond applications and safe deposit... [+] More

Manages and coordinates activities of workers, in an assistant role to the Branch Manager, engaged in providing financial services to customers, and assists in cash management activities. Reviews documents prepared by subordinates, such as savings bond applications and safe deposit vault entry and exit records, to ensure compliance with establishment policies and procedures. Oversees branch office operations to ensure that security procedures are being followed. Runs office in absence of Branch Manager. The Assistant Branch Manager (Major Branch) is distinguished from the Assistant Branch Manager (Minor Branch) as the position requires more experience, supervises a larger staff and is in a larger volume branch bank.

Trains new employees, develops work schedules, and monitors work performance. Evaluates establishment procedures and recommends changes. Talks to customers to resolve account-related problems and to ensure positive public relations. Explains services to potential personal and business account customers to generate additional business for establishment. Assists workers to balance daily transactions. May remove, count, and record cash from automated teller machine. May examine, evaluate, and process loan applications. May prepare and maintain computerized records of financial transactions. [-] Less

Analyzes financial information to forecast business, industry, and economic conditions, for use in making investment decisions. Summarizes data describing current and long-term trends in investment risks and economic influences pertinent to investments. Recommends investment timing and buy-and-sell orders to company... [+] More

Analyzes financial information to forecast business, industry, and economic conditions, for use in making investment decisions. Summarizes data describing current and long-term trends in investment risks and economic influences pertinent to investments. Recommends investment timing and buy-and-sell orders to company or to staff of investment establishment for advising clients.

Gathers and analyzes company financial statements, industry, regulatory and economic information, and financial periodicals and newspapers. Interprets data concerning price, yield, stability, and future trends of investments. Draws charts and graphs to illustrate reports. May call brokers and purchase investments for company, according to company policy. May recommend modifications to management's investment policy. May specialize in specific investment area, such as bond, commodity, equity, currency, or portfolio management. [-] Less

Interviews applicants and studies, evaluates, and authorizes or recommends approval of customer applications for consumer loans, including vehicle loans, home improvement, home equity, personal, secured and unsecured, student loans, credit cards, etc.

Interviews applicant and requests specified information for consumer loan... [+] More

Interviews applicants and studies, evaluates, and authorizes or recommends approval of customer applications for consumer loans, including vehicle loans, home improvement, home equity, personal, secured and unsecured, student loans, credit cards, etc.

Interviews applicant and requests specified information for consumer loan application. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or may submit application to credit analyst for verification and recommendation. Corresponds with or interviews applicant or creditors to resolve questions regarding application information. Approves consumer loan within specified limits or refers loan to loan committee for approval. Lesser experienced loan officers operate with moderate credit authority where more experienced senior loan officers operate with substantial credit authority involving large amounts of money or important customers. Ensures consumer loan agreements are complete and accurate according to policy. May confer with underwriter to aid in resolving application problems. May analyze potential loan markets to develop prospects for loans. May solicit and negotiate conventional or government secured loans on commission basis. May supervise loan personnel. [-] Less

Talks with applicants and requests specified information for loan application. Examines, assesses, and okays or recommends approval of customer applications for lines or extension of lines of credit, commercial loans, real estate loans, consumer credit loans, or credit card accounts.

Analyzes... [+] More

Talks with applicants and requests specified information for loan application. Examines, assesses, and okays or recommends approval of customer applications for lines or extension of lines of credit, commercial loans, real estate loans, consumer credit loans, or credit card accounts.

Analyzes applicants' financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analysis department for verification and recommendation. Corresponds with or interviews applicants or creditors to resolve questions regarding application information. Approves loan within specified limits or refers loan to loan committee for approval. Ensures loan agreements are complete and accurate according to policy. May confer with loan underwriting department to aid in resolving mortgage application problems. May analyze potential loan markets to develop prospects for loans. May solicit and negotiate conventional or government secured loans on commission basis. May specialize by type of lending activity. May supervise loan personnel. [-] Less

Examines and assesses quality of commercial loans, and designates risk rating indicating borrower's financial strength and probability of loan repayment. Picks loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.

Records... [+] More

Examines and assesses quality of commercial loans, and designates risk rating indicating borrower's financial strength and probability of loan repayment. Picks loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.

Records data on worksheet, such as purpose of loan, balance, collateral, and repayment terms. Verifies value of collateral by calling appraisers and auction houses for current value of machinery and equipment. Calls real estate appraiser for new real estate appraisal. Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained. Identifies problem loans and describes deficiencies. Writes summary of analysis and reasons for assigning adverse risk rating. May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management. [-] Less

Buys and... [+] More

Buys and arranges for sale of foreign currencies, and prepares travelers' checks for customers, according to daily international exchange rates, working at counter in foreign exchange office. Asks patrons questions to determine type of currency or draft desired or offered for sale. Cites unit exchange rate, following daily international rate sheet or computer display. Computes exchange value including fee for transaction and counts out currency.

Sells foreign and domestic travelers' checks. Prepares sales slips and records transactions in daily log. Gives information to patrons about foreign currency regulations. Prepares daily inventory of currency, drafts, and travelers' checks. Computes amounts on log sheets and reconciles totals with inventory report. [-] Less

Directs and coordinates activities relative to creating and administering personal, corporate, probate, and court-ordered guardianship trusts in accordance with terms creating trust, will, or court order. Directs drafting of, or drafts or consults with client's attorney who drafts, legal documents... [+] More

Directs and coordinates activities relative to creating and administering personal, corporate, probate, and court-ordered guardianship trusts in accordance with terms creating trust, will, or court order. Directs drafting of, or drafts or consults with client's attorney who drafts, legal documents specifying details, conditions, and duration of trust. Locates and places funds, securities, and other assets in trust account.

Interviews trust beneficiaries of court-ordered guardianship trusts in order to locate probable sources of assets. Negotiates with public agencies, such as Social Security Administration and Worker's Compensation Commission, in effort to accumulate all assets into trust. Directs collection of earnings, dividends, or sale of assets and placement of proceeds in trust account. Directs realization of assets, liquidation of liabilities, and payment of debts for trusts. Directs disbursement of funds according to conditions of trust or needs of court award or beneficiary. Ensures that excess or surplus funds are invested according to terms of trust and wishes of trust client. May specialize in promoting trust services and establishing new trust accounts. May prepare Federal and State tax returns for trusts. May be designated according to type of trust. [-] Less