Performs clerical and administrative support activities related to obtaining loans for borrowers. Prepares papers and assembles documents to obtain loans for borrowers. Forwards applications for loans, construction plans, credit ratings, and other related documents to loan company for approval. Draws... [+] More

Performs clerical and administrative support activities related to obtaining loans for borrowers. Prepares papers and assembles documents to obtain loans for borrowers. Forwards applications for loans, construction plans, credit ratings, and other related documents to loan company for approval. Draws up closing papers. Records deeds with title company and municipal authorities.

Receives approval of company and orders preliminary title reports and covenants showing financial transactions, conditions, and restrictions upon which sale is based. [-] Less

Directs and coordinates, through subordinate managerial personnel, activities of retail consumer products and services division. Oversees new accounts, branch operations, customer service, marketing, personal banking, private banking, and tellers. Acts under authority and responsibility delegated by corporate executive officer. NOTE

ERI's... [+] More

Directs and coordinates, through subordinate managerial personnel, activities of retail consumer products and services division. Oversees new accounts, branch operations, customer service, marketing, personal banking, private banking, and tellers. Acts under authority and responsibility delegated by corporate executive officer. NOTE

ERI's findings based on asset size.

Oversees activities of assigned programs, determines methods and procedures for carrying out program, and assists in interpreting policies and practices. Directs or conducts management studies, prepares workload and budget estimates for specified or assigned operations, analyzes operational reports, and submits activity reports. Develops and recommends plans for expansion of programs, operations, and financial activities. May solicit new business or participate in community or service organizations. May authorize loans of specified types and amounts when permitted by institution regulations. [-] Less

Manages staff and oversees the allocation and investment of cash/funds to optimize rate of return and compliance with governing regulations. Directs purchasing of government bonds or other acceptable securities, sale or redemption of bonds and securities on due date, substitution... [+] More

Manages staff and oversees the allocation and investment of cash/funds to optimize rate of return and compliance with governing regulations. Directs purchasing of government bonds or other acceptable securities, sale or redemption of bonds and securities on due date, substitution of purchased bonds and securities for those sold or redeemed, and regulation of funds to branch offices, correspondent banks, and reserve banks to ensure funds are kept at prescribed levels and in accordance with deposit agreements. NOTE

ERI's findings based on asset size.

Sets up deposit agreements with correspondent banks or designated reserve bank, and directs placement of funds to fulfill agreements. Reviews consolidated financial statements to determine reserve position, and adjusts reserves in order to obtain specified ratio of reserves to liabilities. Prepares reports for management on status of legal reserves and reserve position. May manage placement of collateral funds in safekeeping accounts of correspondent banks or banks designated as reserve banks to adjust and provide for institution's reserve position following prescribed requirements of regulatory bodies. May manage cashier activities. [-] Less

Manages and coordinates activities of workers, in an assistant role to the Branch Manager, engaged in providing financial services to customers, and assists in cash management activities. Reviews documents prepared by subordinates, such as savings bond applications and safe deposit... [+] More

Manages and coordinates activities of workers, in an assistant role to the Branch Manager, engaged in providing financial services to customers, and assists in cash management activities. Reviews documents prepared by subordinates, such as savings bond applications and safe deposit vault entry and exit records, to ensure compliance with establishment policies and procedures. Oversees branch office operations to ensure that security procedures are being followed. Runs office in absence of Branch Manager. The Assistant Branch Manager (Major Branch) is distinguished from the Assistant Branch Manager (Minor Branch) as the position requires more experience, supervises a larger staff and is in a larger volume branch bank.

Trains new employees, develops work schedules, and monitors work performance. Evaluates establishment procedures and recommends changes. Talks to customers to resolve account-related problems and to ensure positive public relations. Explains services to potential personal and business account customers to generate additional business for establishment. Assists workers to balance daily transactions. May remove, count, and record cash from automated teller machine. May examine, evaluate, and process loan applications. May prepare and maintain computerized records of financial transactions. [-] Less

Leads activities of employees engaged in receiving and paying out money and keeping records of transactions in banks and similar financial institutions. Designates duties and work schedules to workers to ensure efficient functioning of department. Performs teller duties. Assists other... [+] More

Leads activities of employees engaged in receiving and paying out money and keeping records of transactions in banks and similar financial institutions. Designates duties and work schedules to workers to ensure efficient functioning of department. Performs teller duties. Assists other tellers with difficulties encountered with customers or with checks. Assists with balancing the cash drawer if a teller is having problems; notes any differences in drawer and makes correcting entries. Covers Teller Supervisor duties in his/her absence. Assists in the proper training of new tellers as required. Performs "spot audits" for Teller Supervisor. Verifies money, cash levels of other teller drawers.

Trains employees in customer service and banking procedures. Approves checks for payment. Adjusts customer complaints. Examines tellers reports of daily transactions for accuracy. Consolidates and balances daily transactions. Ensures supply of money for financial institution's needs based on legal requirements and business demand. May allow customers access to safe deposit boxes, following specified procedures. May monitor and review financial institution's security procedures and control access to vault. May count and record currency and coin in vault. [-] Less

Supervises and coordinates work activities of tellers, and possibly existing and new account personnel, to ensure that duties are performed efficiently and according to financial policies and procedures. Oversees activities of workers engaged in receiving and paying out money and... [+] More

Supervises and coordinates work activities of tellers, and possibly existing and new account personnel, to ensure that duties are performed efficiently and according to financial policies and procedures. Oversees activities of workers engaged in receiving and paying out money and keeping records of transactions in banks and similar financial institutions. Assigns duties and work schedules to workers to ensure efficient functioning of department. This job is distinguished from Head Teller as the Head Teller is a lead position where as this job is a first level supervisor. In organizations with a Lead Teller, the Lead Teller reports to the Supervisor.

Plans and develops training programs to promote customer service. May be responsible for opening the vault(s). Controls the vault cash and furnishes tellers with additional funds for cash drawer when needed; gives credit for excess cash acquired. Plans and estimates the amount of cash required; orders sufficient coin and currency based on legal requirements and customer demands. Sends mutilated or foreign currency to international bank correspondent for collection. Trains employees in customer service and banking procedures. Approves checks for payment. Adjusts customer complaints. Examines tellers' reports of daily transactions for accuracy. Consolidates and balances reports. Ensures supply of money for bank's needs based on legal requirements and business demand. May be entrusted with the combinations for a number of vaults. [-] Less

Analyzes financial information to forecast business, industry, and economic conditions, for use in making investment decisions. Summarizes data describing current and long-term trends in investment risks and economic influences pertinent to investments. Recommends investment timing and buy-and-sell orders to company... [+] More

Analyzes financial information to forecast business, industry, and economic conditions, for use in making investment decisions. Summarizes data describing current and long-term trends in investment risks and economic influences pertinent to investments. Recommends investment timing and buy-and-sell orders to company or to staff of investment establishment for advising clients.

Gathers and analyzes company financial statements, industry, regulatory and economic information, and financial periodicals and newspapers. Interprets data concerning price, yield, stability, and future trends of investments. Draws charts and graphs to illustrate reports. May call brokers and purchase investments for company, according to company policy. May recommend modifications to management's investment policy. May specialize in specific investment area, such as bond, commodity, equity, currency, or portfolio management. [-] Less

Interviews applicants and studies, evaluates, and authorizes or recommends approval of customer applications for consumer loans, including vehicle loans, home improvement, home equity, personal, secured and unsecured, student loans, credit cards, etc.

Interviews applicant and requests specified information for consumer loan... [+] More

Interviews applicants and studies, evaluates, and authorizes or recommends approval of customer applications for consumer loans, including vehicle loans, home improvement, home equity, personal, secured and unsecured, student loans, credit cards, etc.

Interviews applicant and requests specified information for consumer loan application. Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or may submit application to credit analyst for verification and recommendation. Corresponds with or interviews applicant or creditors to resolve questions regarding application information. Approves consumer loan within specified limits or refers loan to loan committee for approval. Lesser experienced loan officers operate with moderate credit authority where more experienced senior loan officers operate with substantial credit authority involving large amounts of money or important customers. Ensures consumer loan agreements are complete and accurate according to policy. May confer with underwriter to aid in resolving application problems. May analyze potential loan markets to develop prospects for loans. May solicit and negotiate conventional or government secured loans on commission basis. May supervise loan personnel. [-] Less

Talks with applicants and requests specified information for loan application. Examines, assesses, and okays or recommends approval of customer applications for lines or extension of lines of credit, commercial loans, real estate loans, consumer credit loans, or credit card accounts.

Analyzes... [+] More

Talks with applicants and requests specified information for loan application. Examines, assesses, and okays or recommends approval of customer applications for lines or extension of lines of credit, commercial loans, real estate loans, consumer credit loans, or credit card accounts.

Analyzes applicants' financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analysis department for verification and recommendation. Corresponds with or interviews applicants or creditors to resolve questions regarding application information. Approves loan within specified limits or refers loan to loan committee for approval. Ensures loan agreements are complete and accurate according to policy. May confer with loan underwriting department to aid in resolving mortgage application problems. May analyze potential loan markets to develop prospects for loans. May solicit and negotiate conventional or government secured loans on commission basis. May specialize by type of lending activity. May supervise loan personnel. [-] Less

Examines and assesses quality of commercial loans, and designates risk rating indicating borrower's financial strength and probability of loan repayment. Picks loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.

Records... [+] More

Examines and assesses quality of commercial loans, and designates risk rating indicating borrower's financial strength and probability of loan repayment. Picks loans to evaluate for credit risk according to factors, such as geographical location, and type and amount of loan.

Records data on worksheet, such as purpose of loan, balance, collateral, and repayment terms. Verifies value of collateral by calling appraisers and auction houses for current value of machinery and equipment. Calls real estate appraiser for new real estate appraisal. Evaluates information to determine whether lending officers have stayed within guidelines of lending authority, if loan is in compliance with banking regulations, and if required documents have been obtained. Identifies problem loans and describes deficiencies. Writes summary of analysis and reasons for assigning adverse risk rating. May act as senior analyst and coordinate data collection and evaluations of credit quality of commercial loans, and present loan review information and report to management. [-] Less