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Casualty Underwriter
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk... [+] More
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk from such factors as applicant's financial standing, age, occupation, accident experience, and value and condition of real property. Accepts or declines risk based on property's use, value, location, and safety features. Corresponds with field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company's underwriting policies. When risk is excessive, authorizes reinsurance, or when risk is substandard, limits company's obligation by decreasing value of policy, specifying applicable endorsements, or applying rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, and other reference material. [-] Less
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Property & Casualty Underwriter
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk... [+] More
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk from such factors as applicant's financial standing, age, occupation, accident experience, and value and condition of real property. Accepts or declines risk based on property's use, value, location, and safety features. Corresponds with field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company's underwriting policies. When risk is excessive, authorizes reinsurance, or when risk is substandard, limits company's obligation by decreasing value of policy, specifying applicable endorsements, or applying rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, and other reference material. [-] Less
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Underwriter Casualty
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk... [+] More
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk from such factors as applicant's financial standing, age, occupation, accident experience, and value and condition of real property. Accepts or declines risk based on property's use, value, location, and safety features. Corresponds with field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company's underwriting policies. When risk is excessive, authorizes reinsurance, or when risk is substandard, limits company's obligation by decreasing value of policy, specifying applicable endorsements, or applying rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, and other reference material. [-] Less
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Underwriter Property & Casualty
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk... [+] More
Reviews individual applications for insurance on personal automobiles, homes, and boats to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application forms, inspection reports, and insurance maps to determine degree of risk from such factors as applicant's financial standing, age, occupation, accident experience, and value and condition of real property. Accepts or declines risk based on property's use, value, location, and safety features. Corresponds with field representatives and other insurance or inspection companies to obtain further information, quote rates, or explain company's underwriting policies. When risk is excessive, authorizes reinsurance, or when risk is substandard, limits company's obligation by decreasing value of policy, specifying applicable endorsements, or applying rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, and other reference material. [-] Less
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Property and Casualty Insurance Sales Representative
Sells property and casualty insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of... [+] More
Sells property and casualty insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of policies offered, recommending amount and type of coverage based on analysis of prospect's circumstances, and utilizing persuasive sales techniques. Describes property and casualty insurance policies and emphasizes the best applications and saleable features. Answers all questions concerning products, with appropriate referrals where required. Calculates and quotes premium rates for recommended policies. Analyzes and determines customers’ needs and recommends appropriate property and casualty insurance policies to meet those needs. Prepares forms or agreements, closes transactions, and secures sales. Establishes professional customer relationships with appropriate customer personnel. Submits time and expense reports to management. Analyzes and interprets records of present and past sales, trends and costs, estimated and realized revenue, administrative commitments, and obligations incurred for management. Keeps informed of new products and product changes that might affect product sales. Keeps informed of company contract procedures and product prices. May work with appropriate internal departments to obtain support and assistance in meeting customers' needs. May offer clients advice on minimizing risk and comprehensive financial planning services, including retirement planning, estate planning, and assistance in setting up pension plans for businesses. May also be licensed to sell mutual funds, annuities, and other securities. [-] Less
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Insurance Sales Representative Property & Casualty
Sells property and casualty insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of... [+] More
Sells property and casualty insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of policies offered, recommending amount and type of coverage based on analysis of prospect's circumstances, and utilizing persuasive sales techniques. Describes property and casualty insurance policies and emphasizes the best applications and saleable features. Answers all questions concerning products, with appropriate referrals where required. Calculates and quotes premium rates for recommended policies. Analyzes and determines customers’ needs and recommends appropriate property and casualty insurance policies to meet those needs. Prepares forms or agreements, closes transactions, and secures sales. Establishes professional customer relationships with appropriate customer personnel. Submits time and expense reports to management. Analyzes and interprets records of present and past sales, trends and costs, estimated and realized revenue, administrative commitments, and obligations incurred for management. Keeps informed of new products and product changes that might affect product sales. Keeps informed of company contract procedures and product prices. May work with appropriate internal departments to obtain support and assistance in meeting customers' needs. May offer clients advice on minimizing risk and comprehensive financial planning services, including retirement planning, estate planning, and assistance in setting up pension plans for businesses. May also be licensed to sell mutual funds, annuities, and other securities. [-] Less
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Sales Representative Property & Casualty Insurance
Sells property and casualty insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of... [+] More
Sells property and casualty insurance policies to new or existing customers in assigned area or territory. Creates prospect list and new accounts. Calls on and interacts directly with new and existing customers or clients to explain features and merits of policies offered, recommending amount and type of coverage based on analysis of prospect's circumstances, and utilizing persuasive sales techniques. Describes property and casualty insurance policies and emphasizes the best applications and saleable features. Answers all questions concerning products, with appropriate referrals where required. Calculates and quotes premium rates for recommended policies. Analyzes and determines customers’ needs and recommends appropriate property and casualty insurance policies to meet those needs. Prepares forms or agreements, closes transactions, and secures sales. Establishes professional customer relationships with appropriate customer personnel. Submits time and expense reports to management. Analyzes and interprets records of present and past sales, trends and costs, estimated and realized revenue, administrative commitments, and obligations incurred for management. Keeps informed of new products and product changes that might affect product sales. Keeps informed of company contract procedures and product prices. May work with appropriate internal departments to obtain support and assistance in meeting customers' needs. May offer clients advice on minimizing risk and comprehensive financial planning services, including retirement planning, estate planning, and assistance in setting up pension plans for businesses. May also be licensed to sell mutual funds, annuities, and other securities. [-] Less
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Insurance Commercial Property Underwriter
Examines individual applications for insurance to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Checks such documents as application form, inspection report, insurance maps, and medical reports to determine degree of risk from such factors as... [+] More
Examines individual applications for insurance to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Checks such documents as application form, inspection report, insurance maps, and medical reports to determine degree of risk from such factors as applicant's financial standing, age, occupation, accident experience, and value and condition of real property. Audits company records to ascertain amount of insurance in force on single risk or group of closely related risks, and ascertains possibility of losses due to catastrophe or excessive insurance. Declines risks that are too excessive to obligate company. Dictates correspondence for field representatives, medical personnel, and other insurance or inspection companies to obtain further information, quote rates, or explain company's underwriting policies. When risk is excessive, authorizes reinsurance, or when risk is substandard, limits company's obligation by decreasing value of policy, specifying applicable endorsements, or applying rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, and other reference material. Typically workers who underwrite one type of insurance do not underwrite others and are designated according to type of insurance underwritten. [-] Less
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Insurance Underwriter
Checks insurance applications to evaluate, classify, and rate individuals and groups for insurance, and accepts or declines applications, following establishment underwriting standards. Concludes degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and... [+] More
Checks insurance applications to evaluate, classify, and rate individuals and groups for insurance, and accepts or declines applications, following establishment underwriting standards. Concludes degree of risk from such factors as applicant financial standing, age, occupation, accident experience, and value and condition of property upon examining such documents as application form, inspection report, insurance maps, and medical reports. Checks company records to determine amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance. Writes to field representatives, medical personnel, and other insurance or inspection companies to obtain further information, quote rates, or explain company underwriting policies. Declines excessive risks. Authorizes reinsurance of policy when risk is high. Decreases value of policy when risk is substandard to limit company obligation, and specifies applicable endorsements, or applies rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, computer records, and other reference materials. Workers typically specialize by type of insurance coverage, such as life, health, property and liability, or multi-line insurance, and by individual or group underwriting. Within different types of coverage, workers may further specialize in areas, such as pension, workers' compensation, property, marine, automobile, homeowner, or fire. [-] Less
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Life Underwriter
Reviews individual applications for insurance to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application form, inspection report, insurance maps, and medical reports to determine degree of risk from such factors as... [+] More
Reviews individual applications for insurance to evaluate degree of risk involved and accepts applications, following company's underwriting policies. Examines such documents as application form, inspection report, insurance maps, and medical reports to determine degree of risk from such factors as applicant's financial standing, age, occupation, accident experience, and value and condition of real property. Reviews company records to ascertain amount of insurance in force on single risk or group of closely related risks, and evaluates possibility of losses due to catastrophe or excessive insurance. Declines risks that are too excessive to obligate company. Dictates correspondence for field representatives, medical personnel, and other insurance or inspection companies to obtain further information, quote rates, or explain company's underwriting policies. When risk is excessive, authorizes reinsurance, or when risk is substandard, limits company's obligation by decreasing value of policy, specifying applicable endorsements, or applying rating to ensure safe and profitable distribution of risks, using rate books, tables, code books, and other reference material. Typically workers who underwrite one type of insurance do not underwrite others and are designated according to type of insurance underwritten. [-] Less
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Salary Survey Data for Compensation Professionals
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